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Profile photo of a State Farm Agent named: Ralph Smith
State Farm® Insurance Agent

Ralph Smith

R Smith Ins and Fin Svc Inc

430 Grass Valley Highway
Auburn, CA 95603-3714

Near the Junction of Interstate 80 and Hwy 49.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


430 Grass Valley Highway
Auburn, CA 95603-3714



Wow- Can you believe it is almost winter. Thanks for taking a moment to get to know who I am.

I am a long time Placer County resident, Parent and a Grandparent. I am (was) a Triathlete, Marathon/ Ultra Runner. I love to Water & Snow Ski. I find joy in climbing mountains and backpacking into the wilderness. I seek out good Music and Art. I am blessed to live in an area that I can enjoy all of these activities.

I am a 2nd Generation State Farm Agent. My Father was an agent in San Leandro, CA. for over 64 years. This year October 1st I celebrated 37 years so we have over 100 years combined experience. Unfortunately my father passed last November but his legacy lives on.

I have a wonderful team of experienced licensed Agents who can help create a personal price plan for you.

I am Past President and current Foundation chair of Gold Country Rotary. I am a Paul Harris Fellow. Gold Country Rotary provides assistance for local high school students as well as many community projects. We serve the world as well as Auburn and its surrounding communities of Meadow Vista, Colfax, Weimar, Foresthill, Lake of the Pines, Grass Valley, Nevada City, Cool and many other local communities

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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We cannot predict, but we can prepare. We help our customers protect what's important to by using professional risk management strategies. We help our customers identify risk and understand risk tools and strategies. Education of insurance is a large part of what we do. We educate you on the products that are available to help you manage risk in your life.

My team is dedicated to providing top notch customer services. We are proud to be one of the top Agencies in Northern California and Nevada.

I have a wonderful team of caring individuals who will help you navigate through the paperwork related to Insurance and our other Financial Services. The will create your Personal Price Plan.


Kelly Schorr

Office Manager


Sara Hathaway

Insurance Account Representative


Annie Sloan

Insurance Account Representative


Ashley Dollahite